AdvocaCy

IIAV in Action, Supporting the Needs of the Independent Agent

From Government Affairs to Legislative Updates.

IIAV operates an active and effective governmental affairs program. At the state level, IIAV works closely with the legislative and executive branches of government to ensure that government policy and action are consistent with the interest of agents, the insurance industry, and the insurance-buying public.

Members can view pending and recenlty passed Virginia legislation (available only to members who have logged in).

Helpful Links

Virginia Agents Political Affairs Committee

IIAV administers VAPAC. Member agencies have built one of the state’s most effective business Property/Casualty PACs, which supports pro-business candidates for the House of Representatives, the Senate, and selected statewide races. DONATE TODAY

Insurpac

​​​​​​​Working closely with the Big “I” advocacy team, InsurPac, the Big “I” federal political action committee (PAC), supports efforts to promote, protect and strengthen the independent agency system. Each election cycle, InsurPac raises and distributes around $2.6 million , making it one of the largest small business PACs in the nation.

State Corporation Commission

The State Corporation Commission is a state agency with regulatory authority over many business and economic interests in Virginia. Regulation of public utilities, insurance, state-chartered financial institutions, securities, retail franchising, and railroads. It is also the state’s central filing office for corporations, limited partnerships, limited liability companies, and Uniform Commercial Code liens.

NCCI

NCCI serves as the nation’s most comprehensive source for workers compensation data, insights, and solutions. NCCI’s mission is to foster a healthy workers compensation system through its role as a licensed rating, advisory, and statistical organization.

Resources for Agents in Health Insurance

The CMS.gov “Resources for Agents and Brokers” page serves as a central hub of support for Marketplace agents and brokers, offering information on annual registration, as well as a variety of training and support resources.

How Bills Become Laws

Review the process directly from the Virginia General Assembly. Staying active and informed about legislative affairs related to insurance could be highly viable.

Legislator Look Up.

Find Virginia officials and know who is working for the needs of the insurance industry.

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Legislative Initiatives.

“Many thanks for IIAV’s advocacy and partnership on SB 754. I am glad that it worked out, and I can say with great confidence that we could not have done it without your help and tireless work. Thank you for everything, and get some rest!”

Senator Mark D. Obenshain (R‐26th) 3/2022

Click Here For Legislative Tables & Articles >

IIAV has continuously been a part of Legislative Initiatives since its conception and is the ONLY agent organization represented on:

  • 2 governor commissions on health policy
  • The DMV Study of UBER/LYFT type companies (the first organization to review Uber’s insurance policy for drivers)
  • The Housing Commission study of Airbnb rental-type companies
  • The Housing Commission Study on Chinese Drywall
  • Bureau of Insurance Study on Availability of Coastal Property Insurance
  • The DMV Study of minimum limits
  • The DMV Study on Motorcycle Lane Filtering
  • The State Police Study on Bicyclists and Stop Sign Laws

What If IIAV Wasn’t There?

  • Worked with Senator Puckett on one of the nation’s first regulatory efforts on insurance company use of credit scoring – 2002
  • Repealed the requirement that appointments are necessary to maintain an active license.
  • Established the Bureau of Insurance Authority over Certificates of Insurance – licensees and non‐licensees
  • Eliminated the “diligent search” requirement for surplus lines insurance
  • Introduced a Uniform Group Health Insurance Application
  • Safe harbor for insurance agents related to electronic notices to clients and their email addresses
  • Assignment of Benefit Notice to Hospitals must provide notice for patients to consult with their insurance agent
  • Regulation of Navigators
  • Prohibited flood limits greater than the replacement value of improvements
  • Safe harbor for insurance agents when trial lawyers troll for information (2015/2016/2017/2018/2021)
  • Regulation of Airbnb companies
  • Regulation of Transportation Network Companies
  • Flood Risk Information Form amending Virginia’s buyer-beware policy
  • Use of experience MOD prohibited in RFP’s
  • Health plans must report agent commissions to the Bureau of Insurance in filings
  • Issuance or renewal of insurance licenses in emergencies, such as COVID
  • Repealed UIM offset statute policy language for consumers to “opt in”

TAKE ACTION

Government Affairs

The most important element in IIAV’s governmental affairs program is the Association’s grassroots program. IIAV communicates regularly with its members to inform them of legislative and regulatory issues. IIAV believes that agents are their own best advocates, and devotes considerable resources to keep them up-to-date through the IIAV monthly newsletter and IIAV Legislative Bulletin.

With collaberation from IIABA, IIAV has formed an effective legislative team that is considered one of the most effective anywhere not just for the insurance industry.