Commercial Umbrella

The Big “I” and Penn National Insurance have partnered to offer Big “I” members a comprehensive commercial umbrella that includes coverage over E&O policies from a variety of carriers. 

• Penn National New Bus Application
• Penn National – Personal Coverage Application – optional

Please email the completed application to members@iiav.com

Program highlights include:

• Coverage available up to $10 million for commercial and professional liability and $5 million for personal exposures of owners and officers.  (Higher limits may be available)
• Provides coverage over an agent/agency’s CGL, Business Owners, Employers Liability, and Commercial Auto
• Excess limits protection on a following-form basis for E&O in the course of the agent/agency’s business as an insurance professional.  Coverage can be written over occurrence or claims-made forms of a variety of primary E&O policies.
• Options unique to this program include personal coverage for owners, partners, officer,s and their families, and employment practices liability